2024 Ira Contribution Limits 2024 Married. If they lived with their spouse at any point during the year, they can contribute to a roth ira. Your personal roth ira contribution limit, or eligibility to.

To be eligible to contribute the maximum amount in 2024, your modified adjusted gross income (magi) must be less than $146,000 (up from $138,000 last year) if single or between $230,000 and. The combined annual contribution limit for roth and traditional iras for the 2024 tax year is $7,000, or $8,000 if you’re age 50 or older.